mm95 Terms & Conditions and Terms of Service
Please read and understand the terms on this page before using this platform. We prioritise your positive experience and safe gambling.
Last updated: 30 October 2026
Contents
General Welcome & Agreement
These terms and conditions apply to all players using the mm95 platform (https://mm95.bio). By accessing this website, registering an account, or playing any game, you are considered to have accepted these terms.
If you do not agree to these terms, please stop using this platform.
Age requirement: mm95's services are available to users aged 21+ only. Anyone under 21 is strictly prohibited from using this platform in any way.
1.1 Website Ownership
This website and all its content, designs, and trademarks are the intellectual property of mm95 and are protected by law. Copying, distributing, or using them without permission is prohibited.
1.2 Language and Definitions
In these terms, "platform" refers to mm95's website, mobile website, and related services. "Player" refers to anyone who has registered and holds an account on the platform.
Account Registration and Account Management
2.1 Registration Requirements
- Each player may only open one account. Multiple registrations are not allowed.
- All information provided must be accurate and complete. Accounts opened with false information may be suspended.
- Accounts may not be transferred, sold, or handed over to another person.
- Registration must be done with a Myanmar phone number, and only one account is allowed per phone number.
2.2 Account Security
Players must keep their account password as secure as possible. Avoid giving any third party access to your account. If unauthorized access occurs, contact customer support immediately.
Players are fully responsible for all activity that takes place on their account.
2.3 Account Verification
mm95 reserves the right to verify a player's personal information at any time. Withdrawals may be restricted until verification is complete. This is done to protect the player's personal information and funds.
Deposits and Withdrawals
3.1 Deposits
- The minimum deposit amount is 10,000 Ks.
- Accepted payment methods: KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer.
- Players must use only their own payment method when depositing. Payments sent by a third party will not be accepted.
- Deposits must match the bank receipt. If they do not match, the amount will be refunded.
3.2 Withdrawals
- The minimum withdrawal amount is 10,000 Ks.
- Standard withdrawal processing time is 5 to 30 minutes after the request is submitted.
- Our policy requires that withdrawals be returned via the same method used for the original deposit.
- If money laundering or fraudulent activity is suspected, mm95 may investigate the withdrawal.
Exchange rates may vary. mm95 is not responsible for any difference in currency rates between the time of deposit and the time of withdrawal.
3.3 Currency
All currency on this platform is denominated in Myanmar Kyat (MMK / Ks). All payments and withdrawals will be processed in Myanmar Kyat.
Bonuses and Promotions
4.1 Welcome Bonus
Players making their first deposit at mm95 can receive a 100% welcome bonus of up to 300,000 Ks.
Bonus match example: Deposit 20,000 Ks and receive a 20,000 Ks bonus, giving you a balance of 40,000 Ks. You must wager the bonus amount of 20,000 Ks × 20 = 400,000 Ks before bonus winnings can be withdrawn.
4.2 Wagering Requirement
- To withdraw your welcome bonus, you must wager 20 times the bonus amount.
- Deposit 620,000 Ks and receive a 300,000 Ks bonus, giving you a balance of 920,000 Ks. You must wager 300,000 Ks × 20 = 6,000,000 Ks before the bonus can be withdrawn.
- Bonus funds cannot be withdrawn until the wagering requirement is met.
- Each player is entitled to the welcome bonus once only.
4.3 Bonus Cancellation
mm95 reserves the right to cancel a bonus in the following situations:
- If a single person is found to have opened multiple accounts to claim the bonus
- If a player is found to have violated the wagering rules
- If an attempt to exploit funds using false information is detected
Gaming Rules
5.1 Game Categories
Games available at mm95 include slots, live casino (Baccarat, Roulette, Dragon Tiger), football betting, Shan Koe Mee, crash games, esports betting, and 2D/3D lottery.
5.2 Gameplay Rules
- You must understand the payout and rules of each game before you start playing.
- A completed game cannot be cancelled at the player's request.
- Even if a disconnection causes a game to be interrupted, the result of that game will still be announced.
5.3 Technical Errors
If incorrect payouts are found to have been issued due to a server error or software bug, mm95 has the right to void those payouts.
5.4 VIP Levels
The mm95 VIP program has three tiers: Bronze, Silver, and Gold:
- Bronze: Weekly cashback up to 0.5%
- Silver: Weekly cashback up to 1.0%
- Gold: Weekly cashback up to 1.5%
The more you play, the higher your VIP level can go, and the more special bonuses and benefits you can enjoy.
Prohibited Activities
The following activities are strictly prohibited on the mm95 platform:
- Depositing with payment methods that do not belong to you
- Attempting to defraud or exploit the service in any way
- Bonus abuse — for example, transferring funds to yourself to claim a bonus
- Playing using computer programs or bots
- Attempting to crack or bypass the software security
- Renting or selling your account to others
- Conducting money laundering
- Hacking into a game to exploit its weaknesses for guaranteed wins
If any of the prohibited activities above are detected, the account will be immediately suspended and all remaining balances and bonuses will be voided. Legal matters may be reported to the relevant authorities.
Personal Data and Security
7.1 Personal Data Protection
mm95 protects players' personal data using SSL encryption. For details on how personal data is handled, you can read our Privacy Policy.
7.2 Data Retention
Players' personal data and financial records will be retained for a period in compliance with applicable laws. You may request deletion of your personal data, however records required for legal purposes will be kept for as long as necessary.
7.3 Third-Party Sharing
Players' personal data will not be shared with third parties without consent. However, it may be shared with authorised organisations when required by law or during financial compliance checks.
Responsible Gaming
mm95 is committed to helping players game responsibly. Gaming can be a source of entertainment, but always keep in mind that there is a risk of financial loss.
8.1 Gaming Limits
- Players can contact customer support to set their own deposit limits.
- If you want to stop playing immediately, you can request the Self-Exclusion service.
- If you notice signs that you can no longer control your gaming, contact us right away.
8.2 Under-21 Protection
mm95 takes steps to prevent anyone under 21 from using the platform and carries out age verification checks. If a player is found to be under 21, their account will be immediately closed and no funds will be returned.
For more information on responsible gaming, visit our Responsible Gaming page.
Service Termination
9.1 mm95's Right to Terminate
In the following circumstances, mm95 may suspend or terminate a player's account without prior notice:
- If a breach of these terms and conditions occurs
- If there is suspicion of financial fraud or money laundering
- If a player's personal information is found to be inaccurate
- If there is a legal compliance issue
9.2 Account Closure by the Player
If a player wishes to close their account, they can submit a request to the customer support team. Any remaining balance will be returned after a financial review before the account is closed. Bonus funds and any amounts that have not met the wagering requirement will not be refunded.
9.3 Temporary Service Suspension
Services may be temporarily suspended due to platform maintenance, network issues, or other reasons beyond our control. When this happens, players will be notified in advance wherever possible.
Changes & Contact
10.1 Changes to Terms
mm95 reserves the right to update these terms at any time. Changes will be announced on the website. Continued use of the platform after an announcement means you accept the updated terms.
10.2 Customer Support
For any questions, complaints, or assistance, the mm95 customer support team is available 24/7 in Myanmar language:
- Live Chat: Reach us instantly via Live Chat on the website
- Email: [email protected]
If you need clarification about these terms, feel free to contact our customer support team.
10.3 Jurisdiction
Any disputes relating to these terms will be handled through negotiation and mutual agreement as a first step. If that is not possible, the steps to follow will be coordinated with the customer support team.