mm95 Privacy Protection Policy

1. Introduction

Protecting the personal information of everyone who uses the mm95 platform is one of our core commitments. This privacy policy clearly explains what personal data we collect when you use the mm95.bio website and its related services (the "Platform"), the purposes for which we use that data, and how well your information is protected.

Please read this policy carefully and make sure you understand it before continuing to use our services. If any part of this policy is unclear, you are welcome to contact us at [email protected].

2. Personal Information We Collect

When you create an account and use services on the mm95 platform, we may collect the following categories of information—

2.1 Information you provide directly

• Your name, date of birth, and contact details (email address, phone number)
• Any eligibility-related information provided during account registration
• Payment information provided when making deposits and withdrawals
• Messages sent when contacting customer service
• Information provided when responding to surveys or questionnaires we send

2.2 Automatically collected information

• IP address, browser type, and computer / mobile device technical information
• Pages you visit, games you play, and activity logs on our platform
• Date / time of access (Myanmar Standard Time, MMT) and duration
• Data collected from cookies and similar tracking technologies
• Financial transaction records for deposits and withdrawals

2.3 Information received from third-party sources

For legally required purposes such as anti-money laundering (AML) checks, we may obtain data about you from authorised third-party services. Any data received in this way will only be used to the extent necessary for the purposes of this policy.

3. Purposes for which personal data will be used

mm95 will use your personal data only for the following legitimate purposes—

• Opening, verifying, and managing your account
• Processing deposits and withdrawals (KBZPay, Wave Money, AYA Pay, CB Pay, and bank transfer)
• Effectively implementing responsible gaming protections
• Providing 24/7 customer service in Myanmar language
• Improving our services and enhancing the user experience
• Complying with Myanmar laws and regulations on anti-money laundering (AML)
• Sending you relevant promotions and news that may be of interest to you (you can opt out at any time)
• Maintaining platform security, preventing fraud, and protecting against cyber threats
• Fulfilling legal, policy, or regulatory obligations

4. Cookies and tracking technologies

Our platform uses cookies and similar technologies (localStorage, session tracking) to improve your browsing experience.

Types of cookies

• Essential cookies — required for account login, security, and core platform functions
• Performance cookies — collect data to help us understand and improve how the platform is used
• Preference cookies — remember your language and display settings
• Marketing cookies — used to make our service advertising more relevant to you

You can disable cookies through your browser settings, but please note that some services may not function properly as a result.

5. Disclosure and sharing of personal data

mm95 will not sell, rent, or transfer your personal data to third parties. However, disclosure may occur only in the following circumstances—

5.1 Service providers

We may share the minimum necessary data with authorised third-party service providers who support our operations (payment gateways, data protection services), solely for the purpose of delivering those services. These companies must operate within the data protection agreements we have put in place.

5.2 Legal authorities

We may be required to disclose data where required by law, court order, or official decision. Where we must disclose, we will make reasonable efforts to notify you as permitted by law.

5.3 Business transfers

In the event of a company merger, sale, or transfer of assets, your personal data may form part of that transfer. If this occurs, we will take steps to ensure that equivalent protections under this policy continue to apply.

6. Data retention period

We will retain your personal data for as long as we are providing services to you and for as long as necessary to meet legal requirements.

• Account data — until the legally required retention period expires after account closure
• Financial transaction records — for the period specified by legal requirements
• Customer service records — up to 1 year after the transaction is complete
• Data collected for marketing purposes — until you unsubscribe or your account is closed

After the legal retention period related to a transaction has expired, we will securely delete or anonymise that data.

7. Data Security Measures

mm95 implements technical and organisational security measures to protect your personal data from unauthorised access, destruction, alteration, or disclosure—

• Protecting data transmission and reception with SSL (Secure Socket Layer) encryption
• Access controls to protect databases and servers from unauthorised access
• Staff training on personal data protection
• Applying a "need-to-know" principle so that only staff who require access to data can obtain it
• Regular checks on the accuracy and security of our services
• Implementing two-step verification for financial transactions

However, no method of data transmission over the internet can be guaranteed 100% secure. We will apply reasonable, high-level protective measures, and in the event of a data breach we will notify you in accordance with legal requirements.

8. Your Rights

Regarding personal data protection, you have the following rights—

Right of Access

You may request to view any personal data we hold about you.

Right to Rectification

You may request that inaccurate or incomplete personal data be corrected.

Right to Erasure

Unless prohibited by law, you may request that we delete your personal data we hold.

Right to Restrict Processing

In certain circumstances, you may request that we restrict the processing of your data.

Right to Object

You may object at any time to the processing of your personal data for marketing purposes.

To exercise these rights, you can log in via mm95 Login and manage them from your account settings, or contact us at [email protected].

9. Protection of Children's Personal Data

The mm95 platform is for users aged 21+ only. We do not knowingly collect personal data from individuals under 21. If we become aware that we have received data from a person under 21, we will immediately delete that data and close that person's account.

If you notice that a child has registered on our platform, please notify us immediately at [email protected].

10. Links to External Websites

Our platform may contain links to external websites that we do not control. We are not responsible for the privacy policies or practices of those sites. When visiting them, please read their privacy policies carefully.

11. Policy Changes

We may update this privacy policy from time to time. When changes occur, the revised policy will be posted on this page and the "Last updated" date at the top of this policy will be updated accordingly.

For significant policy changes, a visible notice will be displayed on the platform or a notification will be sent to your registered email address. Your continued use of the platform after any changes will be taken as your acceptance of the revised policy.

12. Contact Us

If you have any questions, concerns, or requests regarding mm95's privacy policy, you can reach us through the following channels—

Our customer support team is ready to respond quickly and effectively to any questions you have about your personal data.